Planning Your Next Move? Our Handy Checklist Has You Covered
Moving home is a significant life event, and ensuring a smooth transition requires attention to detail and meticulous planning. If you’re thinking of moving, we’ve compiled an extensive checklist to assist during the moving process. 1. Career-Related Notifications 2. Local Authorities and Governmental Entities 3. Recreational Considerations 4. Household Utilities and Services 5. Educational Institutions […]
Navigating 2024: A Comprehensive Guide for Landlords
2024 promises to be an eventful year for hands-on landlords, with several significant developments on the horizon. The potential progression of the Renters (Reform) Bill through Parliament, a crucial budget release in March, and the likelihood of a General Election are all events that could reshape the landscape of property management significantly1. As the Government […]
Selling a Home with a Help-to-Buy Equity Loan
Launched back in 2013, the Government’s ‘Help-to-Buy’ scheme was designed to help first time buyers get onto the property ladder, through offering an equity loan for up to 20% of a property’s value, interest-free for the first five years1. But a decade on, what happens if you are looking to sell a home and have […]
Remortgages: Don’t Just Settle for Your Lender’s Offer
2024 is set to be a busy time for many homeowners, with the initial fixed term periods on mortgages expiring for a lot of clients across the market1, leading to some big decisions being required on remortgaging options. What happens when your initial mortgage period expires? Your initial fixed-term period will often expire after two […]
Preparing Your Home for Winter Weather
As winter approaches, it’s crucial to ensure your home is ready to withstand the colder months. We’ve put together a checklist of key things you can do to help protect your property from winter-related damage, and keep your insurance valid. 1. Garden and Exterior Preparation 2. Emergency Readiness 3. Insulation and Heating Efficiency 4. Frozen […]
12 Tips to Help Enjoy a Luxury Christmas For Less
Christmas may be just around the corner, but if it’s looking like a strain on the budget then we’ve got a range of useful money-saving tips to help you enjoy the Christmas you love, for even less. 1. Plan before you spend Making a budget will not only help you to limit your spending, but […]
Reduce your outgoings by checking the basics
Times are hard right now, and if you’re struggling to balance your income against the outgoings, then one action that you can see if you can save money by checking to see if you’re paying too much for utilities each month. Council Tax – You might be able to get money off your council tax […]
HMRC’s Income Tax Changes to Clamp Down on Side Hustles
New HMRC rules on Income Tax are due to take effect on 1st January 2024, targeting those actively making significant money from side hustles – whether it’s profiting from selling crafts & hobby items online or renting out a place on Airbnb, for example, you could be caught out unless your tax affairs are in […]
Breakdown Cover: Don’t Just Accept Your Renewal Premium
We have all become accustomed to paying the ticket price on items purchased in a shop and not daring to ask for a lower price. Obviously, there would be chaos in supermarkets up and down the land, if we all tried to ask for lower prices at the till, but the art of negotiating for […]
Invest in Your Property to Reduce Energy Consumption
As the nights draw in, the thoughts soon head towards the inevitable question – ‘when to switch the heating on?’ With rocketing energy prices over the last couple of years, that suddenly becomes a more expensive question to answer, so we’ve highlighted a few areas where choice investment in your home may help you save […]