The importance of travel insurance
With prime holiday time approaching fast, many will have already booked breaks at home or abroad. With prices of holidays rising, it makes sense to insure your holiday so that you are not out of pocket should the unexpected happen. Unforeseen events can ruin your break before you even take off, so taking appropriate action […]
Can I rent out my home on Airbnb if I have a mortgage?
With holiday season in full swing and many of us looking at leaving our homes for a week or two in search of the sun, the thoughts of advertising your home as a holiday-let to make a bit of spare cash may seem quite appealing. The appeal and the caution If you’re comfortable with the […]
Easy Store Credit – the Sting in the Tail
Wherever you go on the high street or online, you will see ‘Buy Now Pay Later’ (BNPL) schemes advertising that you can buy that item you want or need now and pay back the money borrowed, plus interest, over several weeks or months. Some providers add a sweetener by giving the borrower an initial interest […]
Buy-to-Let: The Importance of Understanding Rental Yields
For prospective landlords, understanding the rental yield can be crucial for making informed decisions about the property you intend to purchase and let out. What is the Rental Yield? The rental yield represents the annual income you earn from a rental property relative to its purchase price and operating costs – and is a figure […]
What to do if you’re dealing with debt
If you are in debt, or have a family member who is, it can be the loneliest place to be and no matter how resilient you are, eventually it will wear you down. However, there are strategies you can adopt to alleviate the situation and get yourself back on track. If you’re struggling with debt, […]
Car insurance for new drivers
Have you got someone in the family who’s just a driving test away from qualifying to drive? If you have, you will probably be aware that passing the driving test is not the only barrier to being able to take to the roads alone. If you haven’t done so already, looking at insurance for your […]
Clever Storage Solutions to Maximise Space in Your Home
It can often seem like you’re running out of space, no matter how large your home is. We’ve put together a few nifty tips for some neat storage ideas that might work in your property. 1. Utilise the Back of Doors Using the backs of doors for storage is often overlooked. Simple hangers or over-the-door […]
Could the General Election have an impact on your mortgage?
With voting taking place next week for the General Election, many homeowners and prospective buyers are wondering how the results might impact their mortgages. The election could bring significant changes to economic policies, interest rates, and housing market regulations, all of which can influence mortgage rates and lending criteria. Understanding these potential impacts can help […]
How to Save Money When Buying a Home
Buying a home is one of the most significant purchases you’ll ever make. While it’s exciting to imagine your new space, it’s crucial to keep your finances in check. Here are some fun and practical ways to save money during your home-buying journey. Know Your Budget and Stick to It Before you start hunting for […]
How to Add Value to Your Garden This Spring
Gardens have long been desirable and known to add value to property, and with the increase in hybrid working in recent years, the desire for outdoor space can make for a key area that can add both value and appeal to your home. If your property has a garden, we’ve put together a few ideas […]